48096
Ray, Michigan.
Ray, Macomb County, MI · Detroit-Warren-Dearborn, MI metro · population 3,778
to buy the typical home at today's mortgage rate — +$1,297 (+136%) since Jan 2020.
- 1 year
- Up $23,501 +6%
- $405,591$429,092 since Sep 2025
- 5 years
- Up $115,208 +37%
- $313,883$429,092 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 48096$2,252
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 48096 rose 5.8% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Ray, MI — measured over the city limits, which is a different area from this zip.
Typical home value — 48096
Mid-tier homes, smoothed and seasonally adjusted.
- 48096$429,092
- Detroit$264,316
- United States$366,157
Within 20 miles
Showing 30 of 64 zips in range — sorting picks from all 64.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.2 | 48042 | Macomb | 33,875 | $2,171 | $437,747 |
| 6.1 | 48095 | Washington | 5,701 | — | $534,832 |
| 6.1 | 48005 | Armada | 5,325 | — | $379,028 |
| 6.2 | 48094 | Washington | 20,736 | $2,070 | $465,429 |
| 6.2 | 48050 | New Haven | 1,338 | — | $388,120 |
| 6.5 | 48048 | New Haven | 11,349 | — | $295,556 |
| 6.8 | 48051 | New Baltimore | 17,922 | $1,575 | $311,072 |
| 7.3 | 48315 | Utica | 28,472 | $2,028 | $469,172 |
| 7.7 | 48044 | Macomb | 58,754 | $1,469 | $414,684 |
| 8.4 | 48065 | Romeo | 11,597 | $1,411 | $427,887 |
| 8.5 | 48316 | Utica | 28,784 | $1,750 | $413,142 |
| 8.6 | 48062 | Richmond | 9,385 | — | $305,942 |
| 9.3 | 48047 | New Baltimore | 40,302 | $1,875 | $342,467 |
| 10.4 | 48317 | Utica | 27,565 | $1,446 | $296,225 |
| 10.8 | 48038 | Clinton Township | 44,422 | $1,305 | $288,666 |
| 11.5 | 48043 | Mount Clemens | 15,429 | $1,258 | $172,724 |
| 11.7 | 48036 | Clinton Township | 22,538 | $1,111 | $259,210 |
| 11.9 | 48313 | Sterling Heights | 34,015 | $1,577 | $294,203 |
| 12.0 | 48306 | Rochester | 28,389 | $1,872 | $596,912 |
| 12.3 | 48363 | Oakland | 7,362 | — | $707,528 |
| 12.3 | 48002 | Allenton | 3,120 | — | $353,852 |
| 12.5 | 48307 | Rochester | 44,714 | $1,795 | $413,997 |
| 12.5 | 48314 | Sterling Heights | 21,803 | $1,711 | $357,702 |
| 12.6 | 48367 | Leonard | 4,668 | — | $503,788 |
| 12.6 | 48064 | Casco | 4,180 | — | $383,569 |
| 12.6 | 48045 | Harrison Township | 24,061 | $1,307 | $279,648 |
| 13.3 | 48003 | Almont | 6,339 | — | $360,809 |
| 13.6 | 48041 | Memphis | 4,302 | — | $329,675 |
| 13.9 | 48023 | Fair Haven | 5,031 | — | $273,536 |
| 13.9 | 48063 | Columbus | 4,206 | — | $351,570 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.