Zip lookup · MI

48322
West Bloomfield, Michigan.

West Bloomfield, Oakland County, MI · Detroit-Warren-Dearborn, MI metro · population 32,885

What it costs per month · 48322 $2,179/mo

to buy the typical home at today's mortgage rate — +$1,098 (+102%) since Jan 2020.

What the home itself did
1 year
Up $6,833 +2%
$408,383$415,216 since Sep 2025
5 years
Up $62,863 +18%
$352,352$415,216 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 48322 $2,179 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 48322$2,179
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 48322 rose 1.7% over the past year — faster than the nation's +1.2%.

Asking rents in zip 48322 rose 7.1% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 48322 runs $806/mo more than renting one. The gap peaked at $967 in Feb 2025.

That is $3,064 a month against $2,258 rent: a $2,179 mortgage payment, plus $440 property tax and $445 insurance & upkeep.

Owning vs renting — zip 48322

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 2021 2022 2023 2024 2025 2026 Owning all in $3,064 Renting $2,258 Mortgage only $2,179
$1,500 $2,000 $2,500 $3,000 2022 2024 2026
  • Owning all in$3,064
  • Renting$2,258
  • Mortgage only$2,179

Property tax · $440/mo 1.27% of value a year — the ACS 2020-2024 median bill over the median home value for Oakland County, MI

Insurance & upkeep · $445/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: West Bloomfield, MI — measured over the city limits, which is a different area from this zip.

Asking rent $2,258 as of Sep 2026
+7.1%year on year
Typical home value $415,216 as of Sep 2026
+1.7%year on year

Asking rent — 48322

Against the Detroit-Warren-Dearborn, MI metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 $2,250 2021 2022 2023 2024 2025 2026 48322 $2,258 Detroit $1,514 United States $1,932
$1,250 $1,500 $1,750 $2,000 $2,250 2022 2024 2026
  • 48322$2,258
  • Detroit$1,514
  • United States$1,932

Typical home value — 48322

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 48322 $415,216 Detroit $264,316 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 48322$415,216
  • Detroit$264,316
  • United States$366,157

Within 50 miles

Showing 30 of 266 zips in range — sorting picks from all 266.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.0 48323 West Bloomfield 17,235 — $523,954
2.9 48334 Farmington 19,618 $1,734 $354,221
3.0 48331 Farmington 21,562 $1,735 $455,784
3.8 48324 West Bloomfield 17,098 $1,849 $477,291
4.8 48390 Walled Lake 23,939 $2,239 $311,828
5.0 48301 Bloomfield Hills 14,682 $3,070 $793,537
5.3 48302 Bloomfield Hills 17,505 $2,167 $730,285
5.3 48377 Novi 19,816 $1,976 $378,334
5.3 48320 Keego Harbor 4,277 — $298,874
5.6 48034 Southfield 14,796 $1,473 $253,920
5.6 48335 Farmington 25,077 $1,199 $423,537
5.7 48336 Farmington 26,432 $1,574 $300,894
6.0 48025 Franklin 14,734 $2,874 $641,764
6.8 48375 Novi 24,029 $1,759 $398,976
7.2 48033 Southfield 17,277 $1,476 $226,145
7.2 48382 Commerce Township 24,479 $2,323 $465,240
7.3 48327 Waterford 20,960 $1,337 $278,298
7.3 48328 Waterford 24,478 $1,279 $254,075
7.4 48341 Pontiac 18,924 $1,602 $146,619
8.0 48152 Livonia 30,119 $1,434 $324,298
8.1 48304 Bloomfield Hills 17,387 $2,791 $540,264
8.3 48076 Southfield 25,405 $1,656 $291,947
8.3 48009 Birmingham 21,772 $2,682 $744,196
8.5 48393 Wixom 20,145 $1,179 $383,561
8.8 48374 Novi 17,672 $1,997 $673,283
8.8 48342 Pontiac 17,564 $1,359 $125,270
9.1 48240 Redford 17,008 $1,573 $154,669
9.3 48386 White Lake 17,856 $2,083 $377,720
9.5 48075 Southfield 22,841 $1,648 $235,439
10.0 48154 Livonia 37,045 $2,412 $338,019

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.