Zip lookup · MI

48634
Linwood, Michigan.

Linwood, Bay County, MI · Bay City, MI metro · population 4,334

What it costs per month · 48634 $1,101/mo

to buy the typical home at today's mortgage rate — +$629 (+133%) since Jan 2020.

What the home itself did
1 year
Up $14,804 +8%
$194,961$209,765 since Sep 2025
5 years
Up $55,240 +36%
$154,525$209,765 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 48634 $1,101 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 48634$1,101
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 48634 rose 7.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Linwood, MI — measured over the city limits, which is a different area from this zip.

Typical home value $209,765 as of Sep 2026
+7.6%year on year

Typical home value — 48634

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 48634 $209,765 Bay City $186,132 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 48634$209,765
  • Bay City$186,132
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.5 48631 Kawkawlin 3,681 — $230,529
7.0 48650 Pinconning 6,510 — $187,820
8.7 48611 Auburn 6,093 — $236,559
9.5 48642 Midland 34,039 $1,578 $255,858
10.0 48652 Rhodes 1,832 — $215,967
11.8 48706 Bay City 38,974 $938 $192,332
13.8 48628 Hope 2,076 — $223,970
14.1 48613 Bentley 1,081 — $200,826
16.6 48658 Standish 4,694 — $165,329
16.7 48623 Freeland 15,129 — $301,166
17.0 48732 Essexville 11,340 $973 $207,418
17.1 48708 Bay City 25,635 $859 $137,802
18.4 48604 Saginaw 11,011 $1,670 $142,849
18.4 48640 Midland 32,492 $1,355 $247,709
18.6 48657 Sanford 7,578 — $216,796

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.