Zip lookup · MI

49009
Kalamazoo, Michigan.

Kalamazoo, Kalamazoo County, MI · Kalamazoo-Portage, MI metro · population 47,971

What it costs per month · 49009 $1,942/mo

to buy the typical home at today's mortgage rate — +$990 (+104%) since Jan 2020.

What the home itself did
1 year
Up $9,491 +3%
$360,481$369,972 since Sep 2025
5 years
Up $57,901 +19%
$312,071$369,972 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49009 $1,942 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49009$1,942
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 49009 rose 2.6% over the past year — faster than the nation's +1.2%.

Asking rents in zip 49009 rose 8.0% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 49009 runs $1,538/mo more than renting one. The gap peaked at $1,605 in Oct 2023.

That is $2,781 a month against $1,243 rent: a $1,942 mortgage payment, plus $443 property tax and $396 insurance & upkeep.

Owning vs renting — zip 49009

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2021 2022 2023 2024 2025 2026 Owning all in $2,781 Renting $1,243 Mortgage only $1,942
$1,000 $1,500 $2,000 $2,500 2022 2024 2026
  • Owning all in$2,781
  • Renting$1,243
  • Mortgage only$1,942

Property tax · $443/mo 1.44% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $396/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Kalamazoo County, MI 96% · Van Buren County, MI 4%

Zillow also publishes an index for the city itself: Kalamazoo, MI — measured over the city limits, which is a different area from this zip.

Asking rent $1,243 as of Sep 2026
+8.0%year on year
Typical home value $369,972 as of Sep 2026
+2.6%year on year

Asking rent — 49009

Against the Kalamazoo-Portage, MI metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2021 2022 2023 2024 2025 2026 49009 $1,243 Kalamazoo $1,287 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 49009$1,243
  • Kalamazoo$1,287
  • United States$1,932

Typical home value — 49009

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49009 $369,972 Kalamazoo $274,078 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49009$369,972
  • Kalamazoo$274,078
  • United States$366,157

Within 20 miles

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.4 49006 Kalamazoo 26,507 $1,191 $240,518
5.1 49008 Kalamazoo 16,137 $1,245 $247,842
5.4 49007 Kalamazoo 9,836 $1,299 $127,528
7.2 49071 Mattawan 12,198 — $360,488
7.3 49001 Kalamazoo 20,946 $1,190 $166,635
7.3 49004 Kalamazoo 17,815 $1,312 $221,561
8.3 49024 Portage 30,823 $1,542 $308,451
9.2 49055 Gobles 5,941 — $258,128
10.2 49048 Kalamazoo 22,791 $1,335 $198,489
10.2 49002 Portage 19,737 $1,949 $272,805
11.0 49078 Otsego 10,018 — $269,847
12.0 49080 Plainwell 16,002 — $299,519
12.0 49079 Paw Paw 13,414 — $276,644
12.9 49083 Richland 8,254 — $377,368
12.9 49087 Schoolcraft 6,305 — $351,545
14.1 49065 Lawton 7,092 — $284,982
14.2 49053 Galesburg 7,805 — $290,663
14.6 49026 Bloomingdale 1,754 — $239,506
16.1 49088 Scotts 3,807 — $323,798
16.3 49070 Martin 2,359 — $286,847
17.0 49097 Vicksburg 11,754 $1,600 $282,853
17.2 49060 Hickory Corners 2,660 — $381,395
18.1 49010 Allegan 18,175 — $280,420
18.1 49012 Augusta 3,219 — $338,532
19.1 49034 Climax 1,938 — $263,783
19.3 49064 Lawrence 3,635 — $246,861
19.7 49056 Grand Junction 4,478 — $216,431

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.