49078
Otsego, Michigan.
Otsego, Allegan County, MI · Holland, MI metro · population 10,018
to buy the typical home at today's mortgage rate — +$780 (+123%) since Jan 2020.
- 1 year
- Up $9,149 +4%
- $260,697$269,847 since Sep 2025
- 5 years
- Up $57,492 +27%
- $212,355$269,847 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 49078$1,416
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in zip 49078 rose 3.5% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Allegan County, MI 85% · Kalamazoo County, MI 12% · Van Buren County, MI 3%
Zillow also publishes an index for the city itself: Otsego, MI — measured over the city limits, which is a different area from this zip.
Typical home value — 49078
Mid-tier homes, smoothed and seasonally adjusted.
- 49078$269,847
- Holland$346,455
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.2 | 49070 | Martin | 2,359 | — | $286,847 |
| 7.7 | 49080 | Plainwell | 16,002 | — | $299,519 |
| 8.7 | 49010 | Allegan | 18,175 | — | $280,420 |
| 9.2 | 49055 | Gobles | 5,941 | — | $258,128 |
| 11.0 | 49009 | Kalamazoo | 47,971 | $1,243 | $369,972 |
| 11.2 | 49344 | Shelbyville | 3,778 | — | $341,905 |
| 11.5 | 49328 | Hopkins | 4,069 | — | $329,501 |
| 11.8 | 49004 | Kalamazoo | 17,815 | $1,312 | $221,561 |
| 12.8 | 49006 | Kalamazoo | 26,507 | $1,191 | $240,518 |
| 13.4 | 49007 | Kalamazoo | 9,836 | $1,299 | $127,528 |
| 13.4 | 49026 | Bloomingdale | 1,754 | — | $239,506 |
| 15.0 | 49083 | Richland | 8,254 | — | $377,368 |
| 15.1 | 49008 | Kalamazoo | 16,137 | $1,245 | $247,842 |
| 16.1 | 49348 | Wayland | 13,699 | $1,700 | $346,686 |
| 16.3 | 49001 | Kalamazoo | 20,946 | $1,190 | $166,635 |
| 16.7 | 49071 | Mattawan | 12,198 | — | $360,488 |
| 16.9 | 49046 | Delton | 6,963 | — | $274,713 |
| 17.2 | 49060 | Hickory Corners | 2,660 | — | $381,395 |
| 17.5 | 49056 | Grand Junction | 4,478 | — | $216,431 |
| 17.8 | 49048 | Kalamazoo | 22,791 | $1,335 | $198,489 |
| 18.0 | 49450 | Pullman | 2,998 | — | $177,002 |
| 18.1 | 49079 | Paw Paw | 13,414 | — | $276,644 |
| 18.2 | 49323 | Dorr | 11,073 | — | $382,145 |
| 19.1 | 49024 | Portage | 30,823 | $1,542 | $308,451 |
| 19.4 | 49419 | Hamilton | 8,681 | — | $393,505 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.