Zip lookup · MI

49094
Union City, Michigan.

Union City, Branch County, MI · Coldwater, MI metro · population 3,778

What it costs per month · 49094 $905/mo

to buy the typical home at today's mortgage rate — +$417 (+86%) since Jan 2020.

What the home itself did
1 year
Up $4,835 +3%
$167,558$172,393 since Sep 2025
5 years
Up $9,936 +6%
$162,457$172,393 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49094 $905 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49094$905
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 58 years.

Typical home values in zip 49094 rose 2.9% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Branch County, MI 77% · Calhoun County, MI 23%

Zillow also publishes an index for the city itself: Union City, MI — measured over the city limits, which is a different area from this zip.

Typical home value $172,393 as of Sep 2026
+2.9%year on year

Typical home value — 49094

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49094 $172,393 Coldwater $206,657 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49094$172,393
  • Coldwater$206,657
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.6 49089 Sherwood 2,154 — $154,572
6.6 49011 Athens 2,236 — $216,324
6.7 49029 Burlington 1,415 — $226,315
8.2 49092 Tekonsha 1,908 — $189,278
10.9 49036 Coldwater 24,826 $1,282 $217,468
11.2 49051 East Leroy 2,787 — $293,111
11.4 49052 Fulton 1,234 — $255,973
11.9 49040 Colon 3,384 — $204,402
12.0 49066 Leonidas 720 — $202,937
12.5 49033 Ceresco 1,719 — $298,454
14.3 49082 Quincy 6,678 — $226,010
14.4 49028 Bronson 5,811 — $182,813
16.7 49245 Homer 4,547 — $141,287
16.8 49015 Battle Creek 27,765 $1,214 $214,029
16.9 49034 Climax 1,938 — $263,783
17.2 49030 Burr Oak 2,650 — $204,760
17.6 49072 Mendon 2,937 — $211,086
18.0 49252 Litchfield 2,556 — $190,398
18.2 49014 Battle Creek 21,980 $1,057 $204,914
18.3 49068 Marshall 14,729 — $248,553
18.5 49088 Scotts 3,807 — $323,798
19.0 49227 Allen 1,287 — $211,256
19.7 49097 Vicksburg 11,754 $1,600 $282,853

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.