Zip lookup · MI

49304
Baldwin, Michigan.

Baldwin, Lake County, MI · population 5,408

What it costs per month · 49304 $785/mo

to buy the typical home at today's mortgage rate — +$400 (+104%) since Jan 2020.

What the home itself did
1 year
Up $11,971 +9%
$137,556$149,527 since Sep 2025
5 years
Up $35,992 +32%
$113,534$149,527 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49304 $785 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49304$785
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 49304 rose 8.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Baldwin, MI — measured over the city limits, which is a different area from this zip.

Typical home value $149,527 as of Sep 2026
+8.7%year on year

Typical home value — 49304

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 49304 $149,527 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 49304$149,527
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.2 49402 Branch 1,411 — $210,254
9.5 49623 Chase 986 — $203,068
10.4 49309 Bitely 1,859 — $172,218
13.2 49656 Luther 1,908 — $169,158
13.8 49644 Irons 1,715 — $199,485
15.3 49410 Fountain 1,734 — $177,784
15.7 49312 Brohman 194 — $172,006
15.7 49405 Custer 1,635 — $225,301
16.5 49677 Reed City 7,028 — $201,354
16.7 49459 Walkerville 1,524 — $178,994
16.8 49338 Paris 1,971 — $227,008

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.