Zip lookup · MI

49349
White Cloud, Michigan.

White Cloud, Newaygo County, MI · population 8,133

What it costs per month · 49349 $1,079/mo

to buy the typical home at today's mortgage rate — +$644 (+148%) since Jan 2020.

What the home itself did
1 year
Up $11,125 +6%
$194,452$205,576 since Sep 2025
5 years
Up $42,550 +26%
$163,026$205,576 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49349 $1,079 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49349$1,079
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 49349 rose 5.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: White Cloud, MI — measured over the city limits, which is a different area from this zip.

Typical home value $205,576 as of Sep 2026
+5.7%year on year

Typical home value — 49349

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 49349 $205,576 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 49349$205,576
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.0 49312 Brohman 194 — $172,006
10.3 49337 Newaygo 13,149 — $278,211
12.9 49412 Fremont 12,097 — $269,622
13.8 49338 Paris 1,971 — $227,008
14.0 49309 Bitely 1,859 — $172,218
15.2 49307 Big Rapids 18,407 $1,094 $235,173
16.0 49346 Stanwood 5,553 — $318,680
16.3 49421 Hesperia 5,734 — $207,401
16.5 49336 Morley 4,860 — $209,712
17.7 49329 Howard City 9,156 — $279,171
17.9 49327 Grant 8,887 — $267,862

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.