Zip lookup · MI

49405
Custer, Michigan.

Custer, Mason County, MI · Ludington, MI metro · population 1,635

What it costs per month · 49405 $1,183/mo

to buy the typical home at today's mortgage rate — +$683 (+137%) since Jan 2020.

What the home itself did
1 year
Up $18,244 +9%
$207,057$225,301 since Sep 2025
5 years
Up $30,037 +15%
$195,263$225,301 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49405 $1,183 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49405$1,183
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in zip 49405 rose 8.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Custer, MI — measured over the city limits, which is a different area from this zip.

Typical home value $225,301 as of Sep 2026
+8.8%year on year

Typical home value — 49405

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49405 $225,301 Ludington $267,083 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49405$225,301
  • Ludington$267,083
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.6 49454 Scottville 4,873 — $216,209
7.9 49410 Fountain 1,734 — $177,784
8.1 49402 Branch 1,411 — $210,254
11.2 49431 Ludington 17,184 — $302,602
12.0 49449 Pentwater 2,587 — $389,045
12.7 49459 Walkerville 1,524 — $178,994
14.0 49420 Hart 6,202 — $216,107
14.2 49411 Free Soil 1,698 — $262,904
15.7 49304 Baldwin 5,408 — $149,527
18.7 49309 Bitely 1,859 — $172,218
19.1 49644 Irons 1,715 — $199,485

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.