49431
Ludington, Michigan.
Ludington, Mason County, MI · Ludington, MI metro · population 17,184
to buy the typical home at today's mortgage rate — +$864 (+119%) since Jan 2020.
- 1 year
- Up $19,305 +7%
- $283,297$302,602 since Sep 2025
- 5 years
- Up $35,739 +13%
- $266,863$302,602 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 49431$1,588
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 28 years.
Typical home values in zip 49431 rose 6.8% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Ludington, MI — measured over the city limits, which is a different area from this zip.
Typical home value — 49431
Mid-tier homes, smoothed and seasonally adjusted.
- 49431$302,602
- Ludington$267,083
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.7 | 49454 | Scottville | 4,873 | — | $216,209 |
| 11.2 | 49405 | Custer | 1,635 | — | $225,301 |
| 11.9 | 49411 | Free Soil | 1,698 | — | $262,904 |
| 12.0 | 49449 | Pentwater | 2,587 | — | $389,045 |
| 13.1 | 49410 | Fountain | 1,734 | — | $177,784 |
| 18.3 | 49402 | Branch | 1,411 | — | $210,254 |
| 18.4 | 49420 | Hart | 6,202 | — | $216,107 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.