Zip lookup · MI

49449
Pentwater, Michigan.

Pentwater, Oceana County, MI · Ludington, MI metro · population 2,587

What it costs per month · 49449 $2,042/mo

to buy the typical home at today's mortgage rate — +$1,164 (+133%) since Jan 2020.

What the home itself did
1 year
Up $19,302 +5%
$369,743$389,045 since Sep 2025
5 years
Up $86,465 +29%
$302,580$389,045 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49449 $2,042 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49449$2,042
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 49449 rose 5.2% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Oceana County, MI 69% · Mason County, MI 31%

Zillow also publishes an index for the city itself: Pentwater, MI — measured over the city limits, which is a different area from this zip.

Typical home value $389,045 as of Sep 2026
+5.2%year on year

Typical home value — 49449

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 49449 $389,045 Ludington $267,083 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 49449$389,045
  • Ludington$267,083
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.2 49420 Hart 6,202 — $216,107
9.3 49436 Mears 1,644 — $325,711
11.4 49454 Scottville 4,873 — $216,209
12.0 49431 Ludington 17,184 — $302,602
12.0 49405 Custer 1,635 — $225,301
13.1 49455 Shelby 5,429 — $246,756
14.0 49459 Walkerville 1,524 — $178,994
17.0 49446 New Era 2,184 — $255,491
19.1 49410 Fountain 1,734 — $177,784
19.7 49402 Branch 1,411 — $210,254

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.