49455
Shelby, Michigan.
Shelby, Oceana County, MI · population 5,429
to buy the typical home at today's mortgage rate — +$731 (+130%) since Jan 2020.
- 1 year
- Up $19,089 +8%
- $227,668$246,756 since Sep 2025
- 5 years
- Up $44,849 +22%
- $201,908$246,756 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 49455$1,295
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in zip 49455 rose 8.4% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Shelby, MI — measured over the city limits, which is a different area from this zip.
Typical home value — 49455
Mid-tier homes, smoothed and seasonally adjusted.
- 49455$246,756
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.1 | 49446 | New Era | 2,184 | — | $255,491 |
| 6.8 | 49436 | Mears | 1,644 | — | $325,711 |
| 8.7 | 49452 | Rothbury | 2,208 | — | $208,318 |
| 8.7 | 49420 | Hart | 6,202 | — | $216,107 |
| 10.5 | 49437 | Montague | 6,895 | — | $277,144 |
| 13.1 | 49449 | Pentwater | 2,587 | — | $389,045 |
| 15.1 | 49421 | Hesperia | 5,734 | — | $207,401 |
| 15.6 | 49459 | Walkerville | 1,524 | — | $178,994 |
| 15.9 | 49461 | Whitehall | 9,707 | — | $335,978 |
| 17.8 | 49425 | Holton | 3,520 | — | $258,715 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.