49646
Kalkaska, Michigan.
Kalkaska, Kalkaska County, MI · Traverse City, MI metro · population 8,852
to buy the typical home at today's mortgage rate — +$610 (+119%) since Jan 2020.
- 1 year
- Down $1,318 -1%
- $215,350$214,032 since Sep 2025
- 5 years
- Up $27,129 +15%
- $186,903$214,032 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 49646$1,123
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in zip 49646 fell 0.6% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Kalkaska, MI — measured over the city limits, which is a different area from this zip.
Typical home value — 49646
Mid-tier homes, smoothed and seasonally adjusted.
- 49646$214,032
- Traverse City$419,457
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 11.5 | 49680 | South Boardman | 2,206 | — | $217,100 |
| 12.2 | 49659 | Mancelona | 7,140 | — | $201,171 |
| 12.7 | 49612 | Alden | 1,220 | — | $414,446 |
| 13.7 | 49633 | Fife Lake | 3,410 | — | $241,711 |
| 14.2 | 49676 | Rapid City | 3,620 | — | $381,276 |
| 16.6 | 49733 | Frederic | 1,997 | — | $202,655 |
| 17.1 | 49690 | Williamsburg | 6,657 | $1,830 | $476,155 |
| 18.6 | 49615 | Bellaire | 4,120 | — | $368,891 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.