Zip lookup · MI

49656
Luther, Michigan.

Luther, Lake County, MI · population 1,908

What it costs per month · 49656 $888/mo

to buy the typical home at today's mortgage rate — +$545 (+159%) since Jan 2020.

What the home itself did
1 year
Up $8,506 +5%
$160,652$169,158 since Sep 2025
5 years
Up $31,843 +23%
$137,315$169,158 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49656 $888 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49656$888
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 49656 rose 5.3% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Luther, MI — measured over the city limits, which is a different area from this zip.

Typical home value $169,158 as of Sep 2026
+5.3%year on year

Typical home value — 49656

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 49656 $169,158 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 49656$169,158
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
10.3 49623 Chase 986 — $203,068
11.7 49644 Irons 1,715 — $199,485
13.0 49655 Leroy 3,383 — $208,797
13.2 49304 Baldwin 5,408 — $149,527
13.3 49677 Reed City 7,028 — $201,354
13.5 49688 Tustin 2,508 — $237,633
15.4 49689 Wellston 1,731 — $169,277
15.6 49601 Cadillac 22,092 — $236,103
16.3 49638 Harrietta 913 — $200,228
17.9 49618 Boon 798 — $256,882
18.3 49402 Branch 1,411 — $210,254

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.