Zip lookup · MI

49676
Rapid City, Michigan.

Rapid City, Kalkaska County, MI · Traverse City, MI metro · population 3,620

What it costs per month · 49676 $2,001/mo

to buy the typical home at today's mortgage rate — +$1,169 (+140%) since Jan 2020.

What the home itself did
1 year
Up $2,570 +1%
$378,706$381,276 since Sep 2025
5 years
Up $70,362 +23%
$310,914$381,276 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49676 $2,001 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49676$2,001
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 49676 rose 0.7% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Kalkaska County, MI 53% · Antrim County, MI 47%

Zillow also publishes an index for the city itself: Rapid City, MI — measured over the city limits, which is a different area from this zip.

Typical home value $381,276 as of Sep 2026
+0.7%year on year

Typical home value — 49676

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 49676 $381,276 Traverse City $419,457 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 49676$381,276
  • Traverse City$419,457
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.5 49612 Alden 1,220 — $414,446
6.5 49690 Williamsburg 6,657 $1,830 $476,155
6.9 49629 Elk Rapids 2,038 — $509,684
9.9 49615 Bellaire 4,120 — $368,891
10.2 49648 Kewadin 2,577 — $843,727
12.1 49686 Traverse City 25,492 $1,945 $399,620
13.6 49659 Mancelona 7,140 — $201,171
13.9 49680 South Boardman 2,206 — $217,100
14.2 49646 Kalkaska 8,852 — $214,032
14.9 49696 Traverse City 10,477 $2,200 $440,231
16.4 49622 Central Lake 2,634 — $348,130

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.