49712
Boyne City, Michigan.
Boyne City, Charlevoix County, MI · population 8,203
to buy the typical home at today's mortgage rate — +$1,326 (+142%) since Jan 2020.
- 1 year
- Up $13,596 +3%
- $417,161$430,757 since Sep 2025
- 5 years
- Up $104,257 +32%
- $326,500$430,757 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 49712$2,261
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in zip 49712 rose 3.3% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Charlevoix County, MI 92% · Antrim County, MI 8%
Zillow also publishes an index for the city itself: Boyne City, MI — measured over the city limits, which is a different area from this zip.
Typical home value — 49712
Mid-tier homes, smoothed and seasonally adjusted.
- 49712$430,757
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.3 | 49796 | Walloon Lake | 359 | — | $1,024,991 |
| 7.1 | 49727 | East Jordan | 6,755 | — | $329,147 |
| 7.7 | 49713 | Boyne Falls | 2,011 | — | $347,954 |
| 10.9 | 49770 | Petoskey | 18,221 | $1,800 | $467,137 |
| 12.0 | 49720 | Charlevoix | 9,017 | $1,900 | $446,578 |
| 13.1 | 49730 | Elmira | 2,170 | — | $265,500 |
| 13.7 | 49729 | Ellsworth | 1,470 | — | $323,456 |
| 15.4 | 49622 | Central Lake | 2,634 | — | $348,130 |
| 19.1 | 49615 | Bellaire | 4,120 | — | $368,891 |
| 19.5 | 49706 | Alanson | 4,920 | — | $303,758 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.