49730
Elmira, Michigan.
Elmira, Otsego County, MI · population 2,170
to buy the typical home at today's mortgage rate — +$844 (+154%) since Feb 2020.
- 1 year
- Up $14,855 +6%
- $250,644$265,500 since Sep 2025
- 5 years
- Up $65,907 +33%
- $199,593$265,500 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 49730$1,394
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 49730 rose 5.9% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Antrim County, MI 63% · Otsego County, MI 22% · Charlevoix County, MI 15%
Zillow also publishes an index for the city itself: Elmira, MI — measured over the city limits, which is a different area from this zip.
Typical home value — 49730
Mid-tier homes, smoothed and seasonally adjusted.
- 49730$265,500
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 10.6 | 49735 | Gaylord | 20,773 | — | $265,706 |
| 11.8 | 49713 | Boyne Falls | 2,011 | — | $347,954 |
| 12.4 | 49659 | Mancelona | 7,140 | — | $201,171 |
| 12.8 | 49727 | East Jordan | 6,755 | — | $329,147 |
| 13.1 | 49712 | Boyne City | 8,203 | — | $430,757 |
| 16.1 | 49796 | Walloon Lake | 359 | — | $1,024,991 |
| 16.6 | 49795 | Vanderbilt | 1,884 | — | $209,412 |
| 16.9 | 49615 | Bellaire | 4,120 | — | $368,891 |
| 18.3 | 49733 | Frederic | 1,997 | — | $202,655 |
| 19.1 | 49622 | Central Lake | 2,634 | — | $348,130 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.