Zip lookup · MI

49735
Gaylord, Michigan.

Gaylord, Otsego County, MI · population 20,773

What it costs per month · 49735 $1,395/mo

to buy the typical home at today's mortgage rate — +$793 (+132%) since Jan 2020.

What the home itself did
1 year
Up $9,524 +4%
$256,182$265,706 since Sep 2025
5 years
Up $54,249 +26%
$211,457$265,706 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49735 $1,395 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49735$1,395
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 49735 rose 3.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Gaylord, MI — measured over the city limits, which is a different area from this zip.

Typical home value $265,706 as of Sep 2026
+3.7%year on year

Typical home value — 49735

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49735 $265,706 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49735$265,706
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
10.6 49730 Elmira 2,170 — $265,500
12.2 49795 Vanderbilt 1,884 — $209,412
12.6 49751 Johannesburg 2,161 — $224,199
13.6 49733 Frederic 1,997 — $202,655
17.6 49713 Boyne Falls 2,011 — $347,954
18.5 49659 Mancelona 7,140 — $201,171
19.2 49799 Wolverine 2,331 — $203,704

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.