49740
Harbor Springs, Michigan.
Harbor Springs, Emmet County, MI · population 7,197
to buy the typical home at today's mortgage rate — +$1,831 (+153%) since Jan 2020.
- 1 year
- Up $58,824 +11%
- $517,444$576,268 since Sep 2025
- 5 years
- Up $124,527 +28%
- $451,741$576,268 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 49740$3,025
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in zip 49740 rose 11.4% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Harbor Springs, MI — measured over the city limits, which is a different area from this zip.
Typical home value — 49740
Mid-tier homes, smoothed and seasonally adjusted.
- 49740$576,268
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.5 | 49769 | Pellston | 1,718 | — | $238,724 |
| 12.0 | 49716 | Brutus | 1,006 | — | $449,118 |
| 12.0 | 49706 | Alanson | 4,920 | — | $303,758 |
| 12.3 | 49755 | Levering | 1,799 | — | $264,934 |
| 13.5 | 49770 | Petoskey | 18,221 | $1,800 | $467,137 |
| 16.0 | 49718 | Carp Lake | 619 | — | $253,506 |
| 17.4 | 49796 | Walloon Lake | 359 | — | $1,024,991 |
| 19.6 | 49791 | Topinabee | 164 | — | $259,569 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.