Zip lookup · MI

49782
Beaver Island, Michigan.

Beaver Island, Charlevoix County, MI · population 732

What it costs per month · 49782 $1,900/mo

to buy the typical home at today's mortgage rate — +$1,184 (+165%) since Jan 2020.

What the home itself did
1 year
Up $18,384 +5%
$343,583$361,968 since Sep 2025
5 years
Up $99,944 +38%
$262,024$361,968 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49782 $1,900 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49782$1,900
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 49782 rose 5.4% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Beaver Island, MI — measured over the city limits, which is a different area from this zip.

Typical home value $361,968 as of Sep 2026
+5.4%year on year

Typical home value — 49782

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49782 $361,968 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49782$361,968
  • United States$366,157

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.