49795
Vanderbilt, Michigan.
Vanderbilt, Otsego County, MI · population 1,884
to buy the typical home at today's mortgage rate — +$654 (+147%) since Jan 2020.
- 1 year
- Up $11,407 +6%
- $198,005$209,412 since Sep 2025
- 5 years
- Up $47,668 +29%
- $161,745$209,412 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 49795$1,099
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in zip 49795 rose 5.8% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Otsego County, MI 84% · Charlevoix County, MI 8% · Cheboygan County, MI 7%
Zillow also publishes an index for the city itself: Vanderbilt, MI — measured over the city limits, which is a different area from this zip.
Typical home value — 49795
Mid-tier homes, smoothed and seasonally adjusted.
- 49795$209,412
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.4 | 49799 | Wolverine | 2,331 | — | $203,704 |
| 12.2 | 49735 | Gaylord | 20,773 | — | $265,706 |
| 13.8 | 49751 | Johannesburg | 2,161 | — | $224,199 |
| 14.0 | 49713 | Boyne Falls | 2,011 | — | $347,954 |
| 16.6 | 49730 | Elmira | 2,170 | — | $265,500 |
| 17.8 | 49749 | Indian River | 4,411 | — | $329,603 |
| 19.8 | 49796 | Walloon Lake | 359 | — | $1,024,991 |
| 19.9 | 49765 | Onaway | 4,333 | — | $199,593 |
| 19.9 | 49770 | Petoskey | 18,221 | $1,800 | $467,137 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.