Zip lookup · MI

49931
Houghton, Michigan.

Houghton, Houghton County, MI · Houghton, MI metro · population 10,475

What it costs per month · 49931 $1,431/mo

to buy the typical home at today's mortgage rate — +$780 (+120%) since Jan 2020.

What the home itself did
1 year
Up $20,491 +8%
$252,152$272,643 since Sep 2025
5 years
Up $63,421 +30%
$209,222$272,643 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49931 $1,431 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49931$1,431
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 49931 rose 8.1% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Houghton, MI — measured over the city limits, which is a different area from this zip.

Typical home value $272,643 as of Sep 2026
+8.1%year on year

Typical home value — 49931

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49931 $272,643 Houghton $198,833 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49931$272,643
  • Houghton$198,833
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.6 49930 Hancock 7,405 — $232,968
5.3 49922 Dollar Bay 842 — $191,071
5.5 49905 Atlantic Mine 2,281 — $223,003
6.3 49963 South Range 515 — $160,580
8.1 49934 Hubbell 772 — $142,478
10.1 49913 Calumet 7,510 — $147,800
10.9 49916 Chassell 2,865 — $290,272
14.2 49945 Lake Linden 2,729 — $209,423
17.9 49805 Allouez 365 — $190,200

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.