Zip lookup · IA

50240
Saint Charles, Iowa.

Saint Charles, Madison County, IA · Des Moines-West Des Moines, IA metro · population 2,393

What it costs per month · 50240 $2,089/mo

to buy the typical home at today's mortgage rate — +$1,167 (+126%) since Jan 2020.

What the home itself did
1 year
Up $18,493 +5%
$379,563$398,056 since Sep 2025
5 years
Up $97,785 +33%
$300,271$398,056 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 50240 $2,089 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 50240$2,089
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 50240 rose 4.9% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Madison County, IA 51% · Warren County, IA 49%

Zillow also publishes an index for the city itself: Saint Charles, IA — measured over the city limits, which is a different area from this zip.

Typical home value $398,056 as of Sep 2026
+4.9%year on year

Typical home value — 50240

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 50240 $398,056 Des Moines $292,513 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 50240$398,056
  • Des Moines$292,513
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.6 50229 Prole 1,585 — $492,554
6.3 50160 Martensdale 569 — $221,352
7.6 50257 Truro 914 — $292,612
8.8 50210 New Virginia 1,487 — $360,009
9.8 50222 Peru 328 — $330,070
11.6 50125 Indianola 20,121 $1,034 $313,775
12.5 50211 Norwalk 16,835 $1,208 $342,660
12.9 50061 Cumming 2,123 — $605,442
13.7 50273 Winterset 8,950 — $294,563
13.9 50261 Van Meter 3,399 — $424,639
17.8 50149 Lorimor 883 — $267,973
18.0 50265 West Des Moines 33,488 $1,310 $308,180
18.1 50213 Osceola 7,489 $1,066 $191,882
18.2 50321 Des Moines 7,900 $1,057 $355,961
18.6 50266 West Des Moines 37,523 $1,368 $334,561
19.2 50166 Milo 2,023 — $276,624
19.4 50001 Ackworth 650 — $410,983
19.6 50315 Des Moines 34,816 $1,073 $194,462
19.7 50174 Murray 1,259 — $168,120
19.8 50069 De Soto 1,109 — $259,135

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.