Zip lookup · IA

50278
Zearing, Iowa.

Zearing, Story County, IA · Ames, IA metro · population 891

What it costs per month · 50278 $1,382/mo

to buy the typical home at today's mortgage rate — +$772 (+127%) since Jan 2020.

What the home itself did
1 year
Up $14,889 +6%
$248,356$263,245 since Sep 2025
5 years
Up $66,073 +34%
$197,172$263,245 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 50278 $1,382 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 50278$1,382
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 50278 rose 6.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Zearing, IA — measured over the city limits, which is a different area from this zip.

Typical home value $263,245 as of Sep 2026
+6.0%year on year

Typical home value — 50278

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 50278 $263,245 Ames $277,302 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 50278$263,245
  • Ames$277,302
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.0 50154 McCallsburg 394 — $237,962
8.8 50206 New Providence 349 — $181,262
9.2 50056 Colo 1,003 — $257,710
9.5 50236 Roland 1,761 — $258,955
10.3 50122 Hubbard 1,297 — $168,899
11.1 50201 Nevada 8,320 $1,730 $247,370
11.5 50247 State Center 2,004 — $295,635
12.5 50258 Union 958 — $192,301
13.0 50230 Radcliffe 1,145 — $202,113
14.0 50005 Albion 812 — $181,185
15.7 50148 Liscomb 406 — $180,439
16.3 50248 Story City 4,216 — $285,918
16.9 50010 Ames 33,799 $1,251 $294,371
17.2 50627 Eldora 3,276 — $129,714
17.6 50105 Gilbert 1,487 — $338,759
18.4 50075 Ellsworth 807 — $214,705
18.5 50055 Collins 1,102 — $272,672
19.1 50234 Rhodes 559 — $246,821
19.7 50162 Melbourne 1,164 — $242,538

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.