Zip lookup · IA

50428
Clear Lake, Iowa.

Clear Lake, Cerro Gordo County, IA · Mason City, IA metro · population 9,071

What it costs per month · 50428 $1,782/mo

to buy the typical home at today's mortgage rate — +$956 (+116%) since Jan 2020.

What the home itself did
1 year
Up $14,862 +5%
$324,655$339,516 since Sep 2025
5 years
Up $71,309 +27%
$268,207$339,516 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 50428 $1,782 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 50428$1,782
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 50428 rose 4.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Clear Lake, IA — measured over the city limits, which is a different area from this zip.

Asking rent $1,075 as of Sep 2026
Typical home value $339,516 as of Sep 2026
+4.6%year on year

Asking rent — 50428

Against the Mason City, IA metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2026 50428 $1,075 Mason City $951 United States $1,932
$1,000 $1,250 $1,500 $1,750 2026
  • 50428$1,075
  • Mason City$951
  • United States$1,932

Typical home value — 50428

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 50428 $339,516 Mason City $202,575 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 50428$339,516
  • Mason City$202,575
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.8 50482 Ventura 748 — $321,767
9.2 50434 Fertile 396 — $179,363
9.6 50401 Mason City 28,703 $975 $160,317
10.8 50444 Hanlontown 394 — $208,490
11.7 50438 Garner 3,995 — $230,382
12.6 50449 Klemme 785 — $108,139
13.5 50469 Rockwell 1,527 — $213,645
13.5 50479 Thornton 655 — $158,630
13.6 50456 Manly 1,699 — $152,775
14.4 50446 Joice 476 — $204,014
16.2 50457 Meservey 463 — $101,596
16.4 50436 Forest City 5,771 — $181,492
16.4 50448 Kensett 620 — $183,165
17.6 50464 Plymouth 694 — $199,386
18.1 50439 Goodell 454 — $106,264
19.3 50458 Nora Springs 2,094 — $194,514
19.7 50475 Sheffield 1,446 — $181,949

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.