Zip lookup · IA

50438
Garner, Iowa.

Garner, Hancock County, IA · population 3,995

What it costs per month · 50438 $1,209/mo

to buy the typical home at today's mortgage rate — +$679 (+128%) since Jan 2020.

What the home itself did
1 year
Up $9,862 +4%
$220,519$230,382 since Sep 2025
5 years
Up $53,525 +30%
$176,857$230,382 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 50438 $1,209 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 50438$1,209
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 50438 rose 4.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Garner, IA — measured over the city limits, which is a different area from this zip.

Typical home value $230,382 as of Sep 2026
+4.5%year on year

Typical home value — 50438

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 50438 $230,382 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 50438$230,382
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.0 50482 Ventura 748 — $321,767
8.2 50449 Klemme 785 — $108,139
9.8 50423 Britt 2,291 — $155,716
10.8 50436 Forest City 5,771 — $181,492
11.4 50439 Goodell 454 — $106,264
11.7 50428 Clear Lake 9,071 $1,075 $339,516
12.0 50432 Crystal Lake 283 — $88,995
13.1 50434 Fertile 396 — $179,363
15.0 50457 Meservey 463 — $101,596
15.7 50447 Kanawha 1,145 — $138,673
15.8 50479 Thornton 655 — $158,630
17.1 50484 Woden 411 — $109,937
17.2 50444 Hanlontown 394 — $208,490
17.8 50453 Leland 537 — $168,610
17.8 50446 Joice 476 — $204,014
18.5 50421 Belmond 3,168 — $143,015
19.1 50483 Wesley 672 — $179,436
19.4 50430 Corwith 520 — $116,677

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.