50515
Ayrshire, Iowa.
Ayrshire, Palo Alto County, IA · Spencer, IA metro · population 251
to buy the typical home at today's mortgage rate — +$248 (+52%) since Feb 2022.
- 1 year
- Up $9,611 +8%
- $128,105$137,716 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 50515$723
- United States$1,922
Typical home values in zip 50515 rose 7.5% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Palo Alto County, IA 77% · Clay County, IA 23%
Zillow also publishes an index for the city itself: Ayrshire, IA — measured over the city limits, which is a different area from this zip.
Typical home value — 50515
Mid-tier homes, smoothed and seasonally adjusted.
- 50515$137,716
- Spencer$195,991
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.7 | 51358 | Ruthven | 1,213 | — | $186,987 |
| 7.8 | 51366 | Webb | 245 | — | $189,863 |
| 10.0 | 51333 | Dickens | 374 | — | $242,910 |
| 11.3 | 50536 | Emmetsburg | 4,207 | — | $169,119 |
| 11.9 | 51343 | Greenville | 172 | — | $174,852 |
| 12.1 | 50554 | Laurens | 1,653 | — | $75,798 |
| 12.5 | 50565 | Marathon | 380 | — | $107,884 |
| 12.6 | 50562 | Mallard | 377 | — | $155,588 |
| 15.0 | 50546 | Havelock | 356 | — | $135,429 |
| 15.2 | 50585 | Sioux Rapids | 1,080 | — | $171,071 |
| 16.5 | 51301 | Spencer | 12,638 | — | $198,888 |
| 17.0 | 51342 | Graettinger | 1,385 | — | $168,274 |
| 18.7 | 50510 | Albert City | 1,042 | — | $152,811 |
| 18.9 | 50528 | Cylinder | 366 | — | $214,735 |
| 19.8 | 51364 | Terril | 803 | — | $180,628 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.