Zip lookup · IA

50628
Elma, Iowa.

Elma, Howard County, IA · population 1,423

What it costs per month · 50628 $1,159/mo

to buy the typical home at today's mortgage rate — +$555 (+92%) since Feb 2022.

What the home itself did
1 year
Up $21,091 +11%
$199,803$220,894 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 50628 $1,159 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 50628$1,159
  • United States$1,922

Typical home values in zip 50628 rose 10.6% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Howard County, IA 93% · Mitchell County, IA 7%

Zillow also publishes an index for the city itself: Elma, IA — measured over the city limits, which is a different area from this zip.

Typical home value $220,894 as of Sep 2026
+10.6%year on year

Typical home value — 50628

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2022 2023 2024 2025 2026 50628 $220,894 United States $366,157
$200,000 $250,000 $300,000 $350,000 2022 2024 2026
  • 50628$220,894
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.3 50603 Alta Vista 555 — $201,710
11.2 50466 Riceville 1,972 — $235,506
11.2 52155 Lime Springs 1,110 — $240,546
12.9 50659 New Hampton 5,688 — $223,116
14.2 52134 Chester 223 — $167,387
14.9 52163 Protivin 333 — $126,152
15.1 52154 Lawler 592 — $262,245
15.3 50460 Orchard 688 — $327,352
15.8 52136 Cresco 5,840 — $210,610
17.2 50645 Ionia 1,193 — $257,238
18.5 50455 McIntire 201 — $197,507
18.7 50616 Charles City 9,358 $575 $146,418
19.1 55951 Le Roy 1,385 — $209,757

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.