Zip lookup · IA

51331
Arnolds Park, Iowa.

Arnolds Park, Dickinson County, IA · Spirit Lake, IA metro · population 935

What it costs per month · 51331 $2,395/mo

to buy the typical home at today's mortgage rate — +$1,308 (+120%) since Jan 2020.

What the home itself did
1 year
Down $9,299 -2%
$465,638$456,339 since Sep 2025
5 years
Up $99,418 +28%
$356,920$456,339 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 51331 $2,395 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 51331$2,395
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 51331 fell 2.0% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Arnolds Park, IA — measured over the city limits, which is a different area from this zip.

Typical home value $456,339 as of Sep 2026
-2.0%year on year

Typical home value — 51331

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 51331 $456,339 Spirit Lake $384,338 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 51331$456,339
  • Spirit Lake$384,338
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.8 51355 Okoboji 1,048 — $445,398
4.3 51351 Milford 4,988 — $342,168
5.5 51360 Spirit Lake 8,653 — $404,195
8.7 51340 Fostoria 75 — $146,153
9.5 51364 Terril 803 — $180,628
10.1 51347 Lake Park 1,470 — $251,743
14.6 51338 Everly 852 — $164,566
14.6 51301 Spencer 12,638 — $198,888
15.6 51345 Harris 347 — $190,346
16.5 51334 Estherville 6,960 — $146,658
17.2 51333 Dickens 374 — $242,910
18.9 56167 Round Lake 555 — $176,289
19.1 56150 Lakefield 2,802 — $212,201
19.2 56143 Jackson 4,509 $1,262 $207,671

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.