51338
Everly, Iowa.
Everly, Clay County, IA · Spencer, IA metro · population 852
to buy the typical home at today's mortgage rate — +$467 (+118%) since Jan 2020.
- 1 year
- Up $4,953 +3%
- $159,612$164,566 since Sep 2025
- 5 years
- Up $36,254 +28%
- $128,311$164,566 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 51338$864
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in zip 51338 rose 3.1% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Clay County, IA 79% · Dickinson County, IA 21%
Zillow also publishes an index for the city itself: Everly, IA — measured over the city limits, which is a different area from this zip.
Typical home value — 51338
Mid-tier homes, smoothed and seasonally adjusted.
- 51338$164,566
- Spencer$195,991
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.0 | 51346 | Hartley | 2,247 | — | $177,949 |
| 8.8 | 51340 | Fostoria | 75 | — | $146,153 |
| 9.5 | 51301 | Spencer | 12,638 | — | $198,888 |
| 10.1 | 51357 | Royal | 910 | — | $131,680 |
| 10.3 | 51351 | Milford | 4,988 | — | $342,168 |
| 14.6 | 51331 | Arnolds Park | 935 | — | $456,339 |
| 15.1 | 51347 | Lake Park | 1,470 | — | $251,743 |
| 15.5 | 51350 | Melvin | 383 | — | $128,239 |
| 15.6 | 51345 | Harris | 347 | — | $190,346 |
| 15.7 | 51355 | Okoboji | 1,048 | — | $445,398 |
| 16.6 | 51245 | Primghar | 1,377 | — | $186,686 |
| 16.8 | 51343 | Greenville | 172 | — | $174,852 |
| 16.9 | 51248 | Sanborn | 1,534 | — | $208,276 |
| 16.9 | 51333 | Dickens | 374 | — | $242,910 |
| 17.0 | 51058 | Sutherland | 1,096 | — | $159,576 |
| 18.0 | 51354 | Ocheyedan | 965 | — | $164,275 |
| 18.8 | 51047 | Peterson | 693 | — | $168,195 |
| 19.3 | 51364 | Terril | 803 | — | $180,628 |
| 19.9 | 51360 | Spirit Lake | 8,653 | — | $404,195 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.