51340
Fostoria, Iowa.
Fostoria, Clay County, IA · Spencer, IA metro · population 75
to buy the typical home at today's mortgage rate — +$303 (+65%) since Feb 2022.
- 1 year
- Up $4,538 +3%
- $141,614$146,153 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 51340$767
- United States$1,922
Typical home values in zip 51340 rose 3.2% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Fostoria, IA — measured over the city limits, which is a different area from this zip.
Typical home value — 51340
Mid-tier homes, smoothed and seasonally adjusted.
- 51340$146,153
- Spencer$195,991
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.5 | 51351 | Milford | 4,988 | — | $342,168 |
| 6.0 | 51301 | Spencer | 12,638 | — | $198,888 |
| 8.7 | 51331 | Arnolds Park | 935 | — | $456,339 |
| 8.8 | 51338 | Everly | 852 | — | $164,566 |
| 10.4 | 51355 | Okoboji | 1,048 | — | $445,398 |
| 10.5 | 51364 | Terril | 803 | — | $180,628 |
| 10.7 | 51333 | Dickens | 374 | — | $242,910 |
| 14.0 | 51357 | Royal | 910 | — | $131,680 |
| 14.0 | 51360 | Spirit Lake | 8,653 | — | $404,195 |
| 15.0 | 51347 | Lake Park | 1,470 | — | $251,743 |
| 15.2 | 51358 | Ruthven | 1,213 | — | $186,987 |
| 15.5 | 51343 | Greenville | 172 | — | $174,852 |
| 15.7 | 51346 | Hartley | 2,247 | — | $177,949 |
| 18.5 | 51345 | Harris | 347 | — | $190,346 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.