Zip lookup · IA

51346
Hartley, Iowa.

Hartley, O Brien County, IA · population 2,247

What it costs per month · 51346 $934/mo

to buy the typical home at today's mortgage rate — +$535 (+134%) since Jan 2020.

What the home itself did
1 year
Up $10,641 +6%
$167,307$177,949 since Sep 2025
5 years
Up $44,981 +34%
$132,968$177,949 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 51346 $934 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 51346$934
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 51346 rose 6.4% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: O Brien County, IA 71% · Osceola County, IA 20% · Clay County, IA 8%

Zillow also publishes an index for the city itself: Hartley, IA — measured over the city limits, which is a different area from this zip.

Typical home value $177,949 as of Sep 2026
+6.4%year on year

Typical home value — 51346

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2019 2020 2021 2022 2023 2024 2025 2026 51346 $177,949 United States $366,157
$100,000 $200,000 $300,000 2020 2022 2024 2026
  • 51346$177,949
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.0 51338 Everly 852 — $164,566
10.1 51248 Sanborn 1,534 — $208,276
10.4 51245 Primghar 1,377 — $186,686
10.9 51350 Melvin 383 — $128,239
12.2 51357 Royal 910 — $131,680
14.0 51058 Sutherland 1,096 — $159,576
15.3 51231 Archer 562 — $226,934
15.7 51340 Fostoria 75 — $146,153
15.8 51301 Spencer 12,638 — $198,888
16.1 51345 Harris 347 — $190,346
16.2 51354 Ocheyedan 965 — $164,275
16.4 51351 Milford 4,988 — $342,168
18.1 51347 Lake Park 1,470 — $251,743
18.1 51047 Peterson 693 — $168,195
18.8 51046 Paullina 1,326 — $179,346
19.6 51232 Ashton 658 — $177,682

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.