51360
Spirit Lake, Iowa.
Spirit Lake, Dickinson County, IA · Spirit Lake, IA metro · population 8,653
to buy the typical home at today's mortgage rate — +$1,113 (+110%) since Jan 2020.
- 1 year
- Up $10,121 +3%
- $394,074$404,195 since Sep 2025
- 5 years
- Up $89,455 +28%
- $314,740$404,195 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 51360$2,122
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in zip 51360 rose 2.6% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Dickinson County, IA 97% · Jackson County, MN 3%
Zillow also publishes an index for the city itself: Spirit Lake, IA — measured over the city limits, which is a different area from this zip.
Typical home value — 51360
Mid-tier homes, smoothed and seasonally adjusted.
- 51360$404,195
- Spirit Lake$384,338
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.2 | 51355 | Okoboji | 1,048 | — | $445,398 |
| 5.5 | 51331 | Arnolds Park | 935 | — | $456,339 |
| 9.7 | 51351 | Milford | 4,988 | — | $342,168 |
| 11.3 | 51364 | Terril | 803 | — | $180,628 |
| 11.5 | 51347 | Lake Park | 1,470 | — | $251,743 |
| 13.8 | 56143 | Jackson | 4,509 | $1,262 | $207,671 |
| 14.0 | 51340 | Fostoria | 75 | — | $146,153 |
| 14.2 | 51334 | Estherville | 6,960 | — | $146,658 |
| 15.1 | 56150 | Lakefield | 2,802 | — | $212,201 |
| 17.4 | 51345 | Harris | 347 | — | $190,346 |
| 17.5 | 56127 | Dunnell | 474 | — | $341,838 |
| 17.9 | 56167 | Round Lake | 555 | — | $176,289 |
| 19.8 | 51365 | Wallingford | 416 | — | $185,560 |
| 19.8 | 51301 | Spencer | 12,638 | — | $198,888 |
| 19.9 | 51338 | Everly | 852 | — | $164,566 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.