51364
Terril, Iowa.
Terril, Dickinson County, IA · Spirit Lake, IA metro · population 803
to buy the typical home at today's mortgage rate — +$522 (+122%) since Jan 2020.
- 1 year
- Down $157 -0%
- $180,786$180,628 since Sep 2025
- 5 years
- Up $30,596 +20%
- $150,033$180,628 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 51364$948
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in zip 51364 fell 0.1% over the past year — slower than the nation's +1.2%.
This zip spans 3 counties: Dickinson County, IA 76% · Clay County, IA 13% · Emmet County, IA 11%
Zillow also publishes an index for the city itself: Terril, IA — measured over the city limits, which is a different area from this zip.
Typical home value — 51364
Mid-tier homes, smoothed and seasonally adjusted.
- 51364$180,628
- Spirit Lake$384,338
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 9.5 | 51331 | Arnolds Park | 935 | — | $456,339 |
| 10.5 | 51340 | Fostoria | 75 | — | $146,153 |
| 10.7 | 51334 | Estherville | 6,960 | — | $146,658 |
| 10.9 | 51355 | Okoboji | 1,048 | — | $445,398 |
| 11.3 | 51360 | Spirit Lake | 8,653 | — | $404,195 |
| 11.3 | 51351 | Milford | 4,988 | — | $342,168 |
| 11.5 | 51365 | Wallingford | 416 | — | $185,560 |
| 11.7 | 51333 | Dickens | 374 | — | $242,910 |
| 11.9 | 51342 | Graettinger | 1,385 | — | $168,274 |
| 12.2 | 51358 | Ruthven | 1,213 | — | $186,987 |
| 13.8 | 51301 | Spencer | 12,638 | — | $198,888 |
| 18.4 | 50536 | Emmetsburg | 4,207 | — | $169,119 |
| 19.3 | 51338 | Everly | 852 | — | $164,566 |
| 19.7 | 51347 | Lake Park | 1,470 | — | $251,743 |
| 19.7 | 56127 | Dunnell | 474 | — | $341,838 |
| 19.8 | 50515 | Ayrshire | 251 | — | $137,716 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.