Zip lookup · IA

51439
Charter Oak, Iowa.

Charter Oak, Crawford County, IA · population 818

What it costs per month · 51439 $1,054/mo

to buy the typical home at today's mortgage rate — +$714 (+210%) since Jan 2020.

What the home itself did
1 year
Up $28,888 +17%
$171,850$200,738 since Sep 2025
5 years
Up $86,465 +76%
$114,273$200,738 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 51439 $1,054 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 51439$1,054
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 6 years.

Typical home values in zip 51439 rose 16.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Charter Oak, IA — measured over the city limits, which is a different area from this zip.

Typical home value $200,738 as of Sep 2026
+16.8%year on year

Typical home value — 51439

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2019 2020 2021 2022 2023 2024 2025 2026 51439 $200,738 United States $366,157
$100,000 $200,000 $300,000 2020 2022 2024 2026
  • 51439$200,738
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.5 51060 Ute 706 — $116,286
8.3 51461 Schleswig 1,097 — $171,408
11.5 51528 Dow City 674 — $161,920
11.9 51034 Mapleton 1,674 — $172,170
12.1 51442 Denison 9,692 — $178,307
12.4 51572 Soldier 371 — $120,466
13.9 51441 Deloit 468 — $127,739
15.0 51019 Danbury 448 — $197,288
15.4 51529 Dunlap 1,732 — $199,198
15.8 51006 Battle Creek 1,287 — $147,522
16.3 51448 Kiron 612 — $184,472
17.3 51010 Castana 425 — $201,100
17.9 51445 Ida Grove 2,485 — $168,718
18.7 51558 Moorhead 549 — $169,309
19.7 51465 Vail 689 — $202,029

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.