Zip lookup · IA

51528
Charter Oak, Iowa.

Charter Oak, Crawford County, IA · population 674

What it costs per month · 51528 $850/mo

to buy the typical home at today's mortgage rate — +$560 (+194%) since Jan 2020.

What the home itself did
1 year
Up $15,379 +10%
$146,541$161,920 since Sep 2025
5 years
Up $64,029 +65%
$97,891$161,920 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 51528 $850 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 51528$850
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 7 years.

Typical home values in zip 51528 rose 10.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Charter Oak, IA — measured over the city limits, which is a different area from this zip.

Typical home value $161,920 as of Sep 2026
+10.5%year on year

Typical home value — 51528

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2019 2020 2021 2022 2023 2024 2025 2026 51528 $161,920 United States $366,157
$100,000 $200,000 $300,000 2020 2022 2024 2026
  • 51528$161,920
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.8 51529 Dunlap 1,732 — $199,198
10.1 51442 Denison 9,692 — $178,307
10.4 51527 Defiance 362 — $207,233
10.7 51530 Earling 809 — $236,115
11.5 51439 Charter Oak 818 — $200,738
12.8 51060 Ute 706 — $116,286
13.9 51562 Panama 506 — $253,102
15.4 51572 Soldier 371 — $120,466
15.5 51454 Manilla 1,254 — $166,898
16.1 51579 Woodbine 2,282 — $234,339
16.3 51441 Deloit 468 — $127,739
17.0 51461 Schleswig 1,097 — $171,408
19.0 51558 Moorhead 549 — $169,309
19.0 51446 Irwin 499 — $150,253
19.2 51465 Vail 689 — $202,029
19.5 51565 Portsmouth 516 — $274,255

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.