Zip lookup · WI

53098
Watertown, Wisconsin.

Watertown, Dodge County, WI · Beaver Dam, WI metro · population 11,353

What it costs per month · 53098 $1,759/mo

to buy the typical home at today's mortgage rate — +$1,029 (+141%) since Jan 2020.

What the home itself did
1 year
Up $22,313 +7%
$312,883$335,196 since Sep 2025
5 years
Up $91,778 +38%
$243,418$335,196 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 53098 $1,759 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 53098$1,759
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 53098 rose 7.1% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Watertown, WI — measured over the city limits, which is a different area from this zip.

Typical home value $335,196 as of Sep 2026
+7.1%year on year

Typical home value — 53098

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 53098 $335,196 Beaver Dam $322,633 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 53098$335,196
  • Beaver Dam$322,633
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.2 53094 Watertown 17,998 $1,087 $322,325
8.3 53034 Hustisford 1,652 — $324,272
8.3 53039 Juneau 4,702 — $339,485
8.5 53579 Reeseville 1,732 — $326,658
8.8 53036 Ixonia 3,730 — $479,149
9.7 53059 Neosho 1,774 — $460,618
11.9 53038 Johnson Creek 4,192 — $417,612
13.0 53035 Iron Ridge 2,502 — $381,145
13.7 53594 Waterloo 5,199 — $360,335
14.4 53032 Horicon 4,898 — $278,789
14.6 53066 Oconomowoc 37,558 $1,891 $582,512
15.6 53551 Lake Mills 9,731 — $429,264
15.9 53916 Beaver Dam 22,808 $1,369 $293,303
16.7 53178 Sullivan 2,497 — $435,330
17.1 53137 Helenville 1,650 — $465,709
17.1 53069 Okauchee 671 — $747,946
17.8 53027 Hartford 23,118 $1,215 $415,683
17.9 53925 Columbus 8,754 — $349,738
18.2 53549 Jefferson 9,873 — $346,485
18.3 53058 Nashotah 3,405 — $729,096
19.3 53559 Marshall 6,110 — $415,858
19.9 53050 Mayville 7,159 — $297,057
19.9 53029 Hartland 21,778 $1,600 $672,442

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.