Zip lookup · WI

53185
Waterford, Wisconsin.

Waterford, Racine County, WI · Racine, WI metro · population 18,560

What it costs per month · 53185 $2,435/mo

to buy the typical home at today's mortgage rate — +$1,346 (+124%) since Jan 2020.

What the home itself did
1 year
Up $24,699 +6%
$439,131$463,830 since Sep 2025
5 years
Up $109,538 +31%
$354,292$463,830 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 53185 $2,435 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 53185$2,435
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 53185 rose 5.6% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Racine County, WI 99% · Waukesha County, WI 1%

Zillow also publishes an index for the city itself: Waterford, WI — measured over the city limits, which is a different area from this zip.

Typical home value $463,830 as of Sep 2026
+5.6%year on year

Typical home value — 53185

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 53185 $463,830 Racine $315,026 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 53185$463,830
  • Racine$315,026
  • United States$366,157

Within 20 miles

Showing 30 of 49 zips in range — sorting picks from all 49.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.1 53103 Big Bend 3,762 — $503,356
7.0 53150 Muskego 26,259 — $525,298
8.3 53139 Kansasville 2,523 — $383,020
9.3 53149 Mukwonago 19,614 — $514,627
10.0 53126 Franksville 7,064 — $467,533
10.1 53105 Burlington 28,751 $1,594 $399,604
10.2 53182 Union Grove 9,821 $1,695 $414,027
11.2 53132 Franklin 35,433 $1,737 $439,923
11.4 53120 East Troy 10,848 — $463,260
11.7 53189 Waukesha 26,855 $1,770 $509,624
12.3 53146 New Berlin 7,285 — $444,586
12.4 53130 Hales Corners 7,712 $1,586 $401,566
12.6 53108 Caledonia 3,060 — $401,703
13.3 53151 New Berlin 32,824 $1,895 $452,393
13.9 53129 Greendale 14,570 $1,072 $382,877
14.1 53228 Milwaukee 15,121 — $356,504
14.6 53153 North Prairie 2,548 — $511,514
14.7 53177 Sturtevant 8,489 — $325,570
15.3 53168 Salem 9,036 — $364,458
15.6 53220 Milwaukee 27,782 $1,690 $297,415
15.8 53186 Waukesha 33,374 $1,378 $368,088
15.8 53227 Milwaukee 22,885 $1,354 $293,580
15.9 53154 Oak Creek 37,325 $1,816 $406,559
16.1 53119 Eagle 5,803 — $536,947
16.4 53188 Waukesha 34,892 $1,657 $428,354
16.7 53221 Milwaukee 38,044 $1,238 $288,779
16.9 53170 Silver Lake 2,134 — $343,740
17.1 53183 Wales 3,111 — $570,129
17.2 53219 Milwaukee 34,764 $1,371 $269,511
17.2 53406 Racine 25,778 $1,640 $330,863

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.