Zip lookup · MN

55612
Lutsen, Minnesota.

Lutsen, Cook County, MN · population 535

What it costs per month · 55612 $2,678/mo

to buy the typical home at today's mortgage rate — +$1,616 (+152%) since Jan 2020.

What the home itself did
1 year
Up $24,040 +5%
$486,191$510,232 since Sep 2025
5 years
Up $152,464 +43%
$357,768$510,232 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 55612 $2,678 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 55612$2,678
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 55612 rose 4.9% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Lutsen, MN — measured over the city limits, which is a different area from this zip.

Typical home value $510,232 as of Sep 2026
+4.9%year on year

Typical home value — 55612

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 55612 $510,232 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 55612$510,232
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.