Zip lookup · MN

55614
Finland, Minnesota.

Finland, Lake County, MN · Duluth, MN-WI metro · population 2,485

What it costs per month · 55614 $981/mo

to buy the typical home at today's mortgage rate — +$555 (+130%) since Jan 2020.

What the home itself did
1 year
Up $1,807 +1%
$185,083$186,890 since Sep 2025
5 years
Up $38,656 +26%
$148,234$186,890 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 55614 $981 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 55614$981
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 55614 rose 1.0% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Finland, MN — measured over the city limits, which is a different area from this zip.

Typical home value $186,890 as of Sep 2026
+1.0%year on year

Typical home value — 55614

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 55614 $186,890 Duluth $263,835 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 55614$186,890
  • Duluth$263,835
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.