56540
Fertile, Minnesota.
Fertile, Polk County, MN · Grand Forks, ND-MN metro · population 1,891
to buy the typical home at today's mortgage rate — +$678 (+114%) since Jan 2020.
- 1 year
- Up $14,593 +6%
- $228,093$242,686 since Sep 2025
- 5 years
- Up $53,305 +28%
- $189,381$242,686 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 56540$1,274
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in zip 56540 rose 6.4% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Polk County, MN 74% · Norman County, MN 26%
Zillow also publishes an index for the city itself: Fertile, MN — measured over the city limits, which is a different area from this zip.
Typical home value — 56540
Mid-tier homes, smoothed and seasonally adjusted.
- 56540$242,686
- Grand Forks$283,094
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 12.2 | 56736 | Mentor | 687 | — | $338,283 |
| 12.6 | 56592 | Winger | 550 | — | $197,291 |
| 14.1 | 56535 | Erskine | 1,307 | — | $306,692 |
| 17.2 | 56510 | Ada | 2,292 | — | $178,021 |
| 18.9 | 56716 | Crookston | 8,903 | — | $186,999 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.