56639
Effie, Minnesota.
Effie, Itasca County, MN · Grand Rapids, MN metro · population 359
to buy the typical home at today's mortgage rate — +$537 (+131%) since Jan 2020.
- 1 year
- Up $812 +0%
- $179,405$180,217 since Sep 2025
- 5 years
- Up $34,604 +24%
- $145,613$180,217 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 56639$946
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in zip 56639 rose 0.5% over the past year — slower than the nation's +1.2%.
This zip spans 2 counties: Itasca County, MN 53% · Koochiching County, MN 47%
Zillow also publishes an index for the city itself: Effie, MN — measured over the city limits, which is a different area from this zip.
Typical home value — 56639
Mid-tier homes, smoothed and seasonally adjusted.
- 56639$180,217
- United States$366,157
Within 20 miles
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.