Zip lookup · SD

57038
Jefferson, South Dakota.

Jefferson, Union County, SD · Sioux City, IA-NE-SD metro · population 1,796

What it costs per month · 57038 $2,032/mo

to buy the typical home at today's mortgage rate — +$1,059 (+109%) since Jan 2020.

What the home itself did
1 year
Up $10,493 +3%
$376,653$387,146 since Sep 2025
5 years
Up $82,974 +27%
$304,172$387,146 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 57038 $2,032 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 57038$2,032
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 57038 rose 2.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Jefferson, SD — measured over the city limits, which is a different area from this zip.

Typical home value $387,146 as of Sep 2026
+2.8%year on year

Typical home value — 57038

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 57038 $387,146 Sioux City $224,094 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 57038$387,146
  • Sioux City$224,094
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.3 57049 North Sioux City 7,962 $1,274 $422,200
5.3 51109 Sioux City 3,606 — $175,786
7.7 68743 Jackson 814 — $322,293
7.9 51103 Sioux City 16,895 — $161,185
9.1 51062 Westfield 503 — $356,020
9.4 51104 Sioux City 23,197 $1,222 $226,790
9.7 68770 Ponca 1,432 — $232,524
10.7 68776 South Sioux City 15,373 $1,399 $234,498
11.0 57025 Elk Point 3,120 — $298,219
11.1 51101 Sioux City 1,031 — $177,638
11.8 51108 Sioux City 5,960 $1,449 $252,647
11.9 51105 Sioux City 10,415 — $137,327
12.7 68731 Dakota City 3,469 — $258,178
15.4 68741 Hubbard 585 — $328,797
15.5 51106 Sioux City 28,592 $1,418 $222,350
16.0 51038 Merrill 1,449 — $286,280
16.2 51024 Hinton 2,081 — $390,860
16.8 68710 Allen 754 — $219,518
18.0 51001 Akron 2,342 — $235,671
18.3 68757 Newcastle 783 — $227,015
18.8 51054 Sergeant Bluff 5,583 — $360,475
19.2 68030 Homer 671 — $265,079

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.