Zip lookup · SD

57105
Sioux Falls, South Dakota.

Sioux Falls, Minnehaha County, SD · Sioux Falls, SD metro · population 23,287

What it costs per month · 57105 $1,496/mo

to buy the typical home at today's mortgage rate — +$803 (+116%) since Jan 2020.

What the home itself did
1 year
Up $34 +0%
$284,912$284,946 since Sep 2025
5 years
Up $52,651 +23%
$232,295$284,946 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 57105 $1,496 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 57105$1,496
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 57105 rose 0.0% over the past year — slower than the nation's +1.2%.

Asking rents in zip 57105 rose 1.2% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 57105 runs $990/mo more than renting one. The gap peaked at $1,062 in May 2024.

That is $2,072 a month against $1,081 rent: a $1,496 mortgage payment, plus $271 property tax and $305 insurance & upkeep.

Owning vs renting — zip 57105

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 2022 2023 2024 2025 2026 Owning all in $2,072 Renting $1,081 Mortgage only $1,496
$1,000 $1,500 $2,000 2022 2024 2026
  • Owning all in$2,072
  • Renting$1,081
  • Mortgage only$1,496

Property tax · $271/mo 1.14% of value a year — the ACS 2020-2024 median bill over the median home value for Minnehaha County, SD

Insurance & upkeep · $305/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Sioux Falls, SD — measured over the city limits, which is a different area from this zip.

Asking rent $1,081 as of Sep 2026
+1.2%year on year
Typical home value $284,946 as of Sep 2026
+0.0%year on year

Asking rent — 57105

Against the Sioux Falls, SD metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2022 2023 2024 2025 2026 57105 $1,081 Sioux Falls $1,265 United States $1,932
$1,000 $1,250 $1,500 $1,750 2022 2024 2026
  • 57105$1,081
  • Sioux Falls$1,265
  • United States$1,932

Typical home value — 57105

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 57105 $284,946 Sioux Falls $338,663 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 57105$284,946
  • Sioux Falls$338,663
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.5 57103 Sioux Falls 35,582 $1,481 $287,638
3.4 57108 Sioux Falls 33,966 $1,390 $436,478
5.2 57110 Sioux Falls 23,313 $1,322 $428,667
5.2 57106 Sioux Falls 51,907 $1,210 $331,603
5.9 57104 Sioux Falls 26,963 $1,247 $221,127
6.6 57107 Sioux Falls 12,605 $1,220 $326,974
7.2 57032 Harrisburg 10,467 $1,400 $366,055
8.3 57064 Tea 8,032 $1,165 $385,791
8.9 57005 Brandon 12,290 $1,166 $393,063
10.0 57055 Renner 1,404 — $508,440
11.7 57020 Crooks 1,622 — $372,217
12.7 57068 Valley Springs 1,603 — $354,624
13.0 57033 Hartford 5,576 — $407,012
14.0 57015 Chancellor 802 — $403,691
14.2 57077 Worthing 1,417 — $301,228
14.4 57039 Lennox 3,622 — $326,460
14.7 51241 Larchwood 2,103 — $349,601
15.0 57003 Baltic 2,274 — $364,824
17.2 57013 Canton 4,504 — $297,954
17.7 56138 Hills 927 — $235,450
17.8 57030 Garretson 2,510 — $390,918
19.1 57035 Humboldt 1,591 — $333,116

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.