Zip lookup · SD

57374
Spencer, South Dakota.

Spencer, McCook County, SD · Sioux Falls, SD metro · population 272

What it costs per month · 57374 $1,361/mo

to buy the typical home at today's mortgage rate — +$766 (+129%) since Jan 2020.

What the home itself did
1 year
Up $19,767 +8%
$239,509$259,276 since Sep 2025
5 years
Up $51,703 +25%
$207,573$259,276 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 57374 $1,361 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 57374$1,361
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 57374 rose 8.3% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: McCook County, SD 54% · 46061 46%

Zillow also publishes an index for the city itself: Spencer, SD — measured over the city limits, which is a different area from this zip.

Typical home value $259,276 as of Sep 2026
+8.3%year on year

Typical home value — 57374

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 57374 $259,276 Sioux Falls $338,663 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 57374$259,276
  • Sioux Falls$338,663
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.