Zip lookup · SD

57401
Aberdeen, South Dakota.

Aberdeen, Brown County, SD · Aberdeen, SD metro · population 31,939

What it costs per month · 57401 $1,279/mo

to buy the typical home at today's mortgage rate — +$660 (+107%) since Jan 2020.

What the home itself did
1 year
Up $12,805 +6%
$230,816$243,621 since Sep 2025
5 years
Up $49,154 +25%
$194,467$243,621 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 57401 $1,279 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 57401$1,279
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 57401 rose 5.5% over the past year — faster than the nation's +1.2%.

Asking rents in zip 57401 rose 12.7% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 57401 runs $680/mo more than renting one. The gap peaked at $685 in Jul 2025.

That is $1,778 a month against $1,098 rent: a $1,279 mortgage payment, plus $239 property tax and $261 insurance & upkeep.

Owning vs renting — zip 57401

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,250 $1,500 $1,750 2025 2026 Owning all in $1,778 Renting $1,098 Mortgage only $1,279
$1,000 $1,250 $1,500 $1,750 2025 2026
  • Owning all in$1,778
  • Renting$1,098
  • Mortgage only$1,279

Property tax · $239/mo 1.18% of value a year — the ACS 2020-2024 median bill over the median home value for Brown County, SD

Insurance & upkeep · $261/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Aberdeen, SD — measured over the city limits, which is a different area from this zip.

Asking rent $1,098 as of Sep 2026
+12.7%year on year
Typical home value $243,621 as of Sep 2026
+5.5%year on year

Asking rent — 57401

Against the Aberdeen, SD metro and the national benchmark.

$1,000 $1,250 $1,500 $1,750 2025 2026 57401 $1,098 Aberdeen $1,083 United States $1,932
$1,000 $1,250 $1,500 $1,750 2025 2026
  • 57401$1,098
  • Aberdeen$1,083
  • United States$1,932

Typical home value — 57401

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 57401 $243,621 Aberdeen $242,518 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 57401$243,621
  • Aberdeen$242,518
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.