Zip lookup · MT

59474
Shelby, Montana.

Shelby, Toole County, MT · population 3,525

What it costs per month · 59474 $928/mo

to buy the typical home at today's mortgage rate — +$504 (+119%) since Jan 2020.

What the home itself did
1 year
Up $3,709 +2%
$173,131$176,840 since Sep 2025
5 years
Up $54,172 +44%
$122,668$176,840 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 59474 $928 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 59474$928
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 59474 rose 2.1% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Shelby, MT — measured over the city limits, which is a different area from this zip.

Typical home value $176,840 as of Sep 2026
+2.1%year on year

Typical home value — 59474

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 59474 $176,840 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 59474$176,840
  • United States$366,157

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.