Zip lookup · MT

59845
Hot Springs, Montana.

Hot Springs, Sanders County, MT · Kalispell, MT metro · population 1,223

What it costs per month · 59845 $1,380/mo

to buy the typical home at today's mortgage rate — +$856 (+164%) since Jan 2020.

What the home itself did
1 year
Up $5,407 +2%
$257,452$262,859 since Sep 2025
5 years
Up $60,851 +30%
$202,008$262,859 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 59845 $1,380 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 59845$1,380
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 59845 rose 2.1% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Sanders County, MT 67% · Lake County, MT 17% · Flathead County, MT 16%

Zillow also publishes an index for the city itself: Hot Springs, MT — measured over the city limits, which is a different area from this zip.

Typical home value $262,859 as of Sep 2026
+2.1%year on year

Typical home value — 59845

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 59845 $262,859 Kalispell $646,137 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 59845$262,859
  • Kalispell$646,137
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.