Zip lookup · IL

60612
Chicago, Illinois.

Chicago, Cook County, IL · Chicago-Naperville-Elgin, IL-IN-WI metro · population 35,744

What it costs per month · 60612 $1,995/mo

to buy the typical home at today's mortgage rate — +$716 (+56%) since Jan 2020.

What the home itself did
1 year
Up $21,634 +6%
$358,458$380,092 since Sep 2025
5 years
Up $1,044 +0%
$379,047$380,092 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 60612 $1,995 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 60612$1,995
  • United States$1,922

Typical home values in zip 60612 rose 6.0% over the past year — faster than the nation's +1.2%.

Asking rents in zip 60612 rose 5.9% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 60612 runs $678/mo more than renting one. The gap peaked at $1,082 in Oct 2022.

That is $3,006 a month against $2,328 rent: a $1,995 mortgage payment, plus $604 property tax and $407 insurance & upkeep.

Owning vs renting — zip 60612

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 2018 2020 2022 2024 2026 Owning all in $3,006 Renting $2,328 Mortgage only $1,995
$1,500 $2,000 $2,500 $3,000 2018 2022 2026
  • Owning all in$3,006
  • Renting$2,328
  • Mortgage only$1,995

Property tax · $604/mo 1.91% of value a year — the ACS 2020-2024 median bill over the median home value for Cook County, IL

Insurance & upkeep · $407/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Chicago, IL — measured over the city limits, which is a different area from this zip.

Asking rent $2,328 as of Sep 2026
+5.9%year on year
Typical home value $380,092 as of Sep 2026
+6.0%year on year

Asking rent — 60612

Against the Chicago-Naperville-Elgin, IL-IN-WI metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 $2,250 2018 2020 2022 2024 2026 60612 $2,328 Chicago $2,163 United States $1,932
$1,250 $1,500 $1,750 $2,000 $2,250 2018 2022 2026
  • 60612$2,328
  • Chicago$2,163
  • United States$1,932

Typical home value — 60612

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 2018 2020 2022 2024 2026 60612 $380,092 Chicago $355,650 United States $366,157
$250,000 $300,000 $350,000 2018 2022 2026
  • 60612$380,092
  • Chicago$355,650
  • United States$366,157

Within 20 miles

Showing 30 of 151 zips in range — sorting picks from all 151.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.5 60622 Chicago 54,609 $2,534 $660,406
1.8 60624 Chicago 35,263 $1,662 $229,782
1.9 60607 Chicago 32,392 $2,975 $447,876
2.1 60642 Chicago 21,789 $2,712 $580,122
2.3 60661 Chicago 11,398 $2,607 $349,059
2.3 60608 Chicago 80,737 $1,914 $367,513
2.6 60606 Chicago 3,840 $2,794 $334,437
2.7 60623 Chicago 81,277 $1,581 $227,958
2.7 60654 Chicago 25,755 $2,879 $382,667
2.9 60647 Chicago 84,749 $2,335 $583,612
3.0 60604 Chicago 616 — $329,485
3.0 60602 Chicago 1,480 $2,438 $296,968
3.1 60610 Chicago 44,883 $2,905 $395,014
3.1 60603 Chicago 1,298 $2,382 $344,576
3.1 60651 Chicago 63,335 $1,751 $284,370
3.4 60601 Chicago 15,235 $3,042 $389,068
3.5 60614 Chicago 70,693 $2,869 $682,500
3.6 60644 Chicago 47,210 $1,312 $220,953
3.6 60605 Chicago 36,210 $2,756 $343,490
3.7 60611 Chicago 37,705 $2,956 $361,427
4.0 60616 Chicago 54,308 $1,857 $337,788
4.4 60657 Chicago 71,904 $2,480 $546,908
4.5 60639 Chicago 84,240 $1,740 $334,063
4.6 60804 Cicero 82,797 $1,330 $278,158
4.7 60618 Chicago 91,901 $2,240 $586,022
5.0 60632 Chicago 89,107 $1,551 $288,846
5.0 60609 Chicago 62,028 $1,642 $263,163
5.3 60304 Oak Park 16,955 $1,539 $504,990
5.3 60302 Oak Park 32,862 $1,952 $465,449
5.4 60613 Chicago 52,244 $2,257 $361,540

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.