Zip lookup · IL

61039
German Valley, Illinois.

German Valley, Stephenson County, IL · Freeport, IL metro · population 824

What it costs per month · 61039 $1,154/mo

to buy the typical home at today's mortgage rate — +$705 (+157%) since Feb 2021.

What the home itself did
1 year
Up $24,610 +13%
$195,340$219,950 since Sep 2025
5 years
Up $73,860 +51%
$146,090$219,950 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 61039 $1,154 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 61039$1,154
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 8 years.

Typical home values in zip 61039 rose 12.6% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Stephenson County, IL 62% · Ogle County, IL 38%

Zillow also publishes an index for the city itself: German Valley, IL — measured over the city limits, which is a different area from this zip.

Typical home value $219,950 as of Sep 2026
+12.6%year on year

Typical home value — 61039

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2021 2022 2023 2024 2025 2026 61039 $219,950 Freeport $160,510 United States $366,157
$100,000 $200,000 $300,000 2022 2024 2026
  • 61039$219,950
  • Freeport$160,510
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.3 61047 Leaf River 1,622 — $233,782
6.3 61007 Baileyville 196 — $219,565
8.8 61030 Forreston 2,194 — $175,605
9.6 61063 Pecatonica 4,011 — $235,955
10.6 61054 Mount Morris 3,610 — $158,453
11.3 61032 Freeport 29,020 $926 $128,457
11.5 61010 Byron 7,497 — $285,149
11.8 61088 Winnebago 6,167 — $283,205
13.7 61078 Shannon 1,459 — $183,845
14.3 61070 Rock City 1,322 — $227,358
15.6 61084 Stillman Valley 3,201 — $294,711
16.0 61061 Oregon 6,766 — $239,433
16.1 61102 Rockford 15,937 — $121,981
16.3 61064 Polo 3,757 — $179,416
16.4 61019 Davis 3,461 — $271,134
18.2 61024 Durand 2,318 — $225,414
18.7 61101 Rockford 19,318 $1,192 $114,743
19.0 61046 Lanark 2,794 — $332,752
19.3 61062 Pearl City 1,840 — $219,026

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.